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Responsible Gambling

Practical guidance for keeping sports betting a healthy part of your life, and knowing when and how to get help if it isn't.

If you or someone you know needs help now:
National Problem Gambling Helpline: 1-800-522-4700 (call or text, 24/7, confidential)
ncpgambling.org

Why this matters

Sports betting can be entertainment. For a lot of people, it is nothing more than that: an occasional fun way to add some interest to a game. But for some people, it becomes something else. Problem gambling affects an estimated 1% to 3% of adults in the United States, and that number appears to be rising alongside the expansion of legal sports betting.

The difference between recreational betting and problem gambling isn't always obvious from the outside. It often isn't obvious from the inside either. That's part of what makes it hard to catch. This guide is aimed at helping you think honestly about your own relationship with betting, set limits that actually work, and know what to do if things start going in the wrong direction.

The foundation: set limits before you start

The most effective protection against problem gambling is deciding in advance what you're willing to spend, how often you're willing to bet, and sticking to those decisions even when it's hard.

Money limits

Set a monthly budget for sports betting. Treat it like any other entertainment expense. If your budget for going out to eat is $200 a month, your betting budget might be $100 or $50 or $500, depending on your finances. The specific number matters less than the discipline of picking one and sticking to it.

Good rule: the money you bet should be money you can lose without affecting your rent, your groceries, your savings goals, or your mental health. If losing your monthly budget would hurt, it's too high.

Never bet money you need for something else. Never bet with borrowed money. Never move money around to enable more betting than you originally planned.

Time limits

It's easy to lose track of time watching sports with money on the line. Set a limit on how much time you spend on betting apps and sites. If you find yourself refreshing odds constantly, checking scores obsessively, or neglecting other things you care about, that's a sign time limits aren't being respected.

Many sportsbook apps now have built-in session time reminders. Most people ignore them. Don't.

Bet size limits

The concept of a "unit" comes from bankroll management in professional betting, but it applies just as well to recreational betting. A unit is the standard amount you bet on any given wager. A common guideline is to keep each bet between 1% and 5% of your total monthly betting budget.

If your monthly budget is $200, a 2% unit is $4. That might sound small, but it's designed to protect you from blowing your bankroll on a few big bets. Variance is real, and even good bettors have losing streaks. Small unit sizes let you ride them out without going broke.

Using built-in tools

Every regulated sportsbook in the US is required to offer responsible gambling tools. These include deposit limits, wager limits, time limits, and self-exclusion. Use them. Set limits on your accounts so the decisions are already made before you're in the heat of the moment.

On most apps, these tools are found under Settings, typically labeled "Responsible Gambling" or "Play Responsibly." The specific features vary by book, but the core options are universal.

Warning signs of problem gambling

Problem gambling rarely shows up overnight. It builds up. Being honest with yourself about the warning signs is the most important thing you can do.

Behavioral signs

  • Betting more than you planned, repeatedly
  • Chasing losses by placing larger bets to try to win back what you've lost
  • Lying to family or friends about how much you bet or how much you've lost
  • Betting when you can't afford to, using money meant for bills, groceries, or savings
  • Borrowing money to bet, whether from people or credit cards
  • Hiding the extent of your gambling
  • Feeling like you can't enjoy a game unless you have a bet on it
  • Placing bets to deal with stress, anxiety, or depression
  • Returning the next day to "get even" after a bad losing session

Emotional and physical signs

  • Losing sleep over bets or losses
  • Feeling guilt or shame about your betting
  • Becoming irritable or restless when trying to cut back
  • Feeling anxious about your finances because of betting
  • Neglecting work, family, or personal responsibilities due to betting
  • Relationships being damaged by your betting
  • Bankroll swings affecting your mood significantly day to day

If several of these resonate with you, that's a signal worth taking seriously. Not a reason to panic, but a reason to pause and think honestly about what's happening.

What to do if you're concerned about yourself

If you're worried about your own gambling, you have options. The earlier you act, the easier it is to course-correct.

Step 1: Talk to someone

This can be a friend, family member, therapist, or a helpline counselor. The National Problem Gambling Helpline at 1-800-522-4700 is free, confidential, and available 24/7. You can call or text. They'll listen without judgment and help you understand what resources are available in your state.

Step 2: Take a break

Use the self-exclusion tools every sportsbook offers. You can typically exclude yourself from a specific book for 24 hours, a week, 30 days, six months, a year, or five years. Many states also offer centralized self-exclusion programs that cover all sportsbooks in that state at once.

Self-exclusion is not a sign of weakness. It is a tool. Plenty of people use it preemptively during high-risk times like the playoffs or March Madness, not because they have a problem, but because they know they'd spend more than they want to.

Step 3: Address the underlying issue

Problem gambling is often tied to other things: stress, anxiety, depression, loneliness, boredom, financial pressure. If you're betting to cope with something, no amount of self-discipline around betting will fix the underlying issue.

Talking to a therapist who has experience with gambling disorders can be extremely helpful. The National Council on Problem Gambling has a directory of treatment providers at ncpgambling.org/help-treatment.

What to do if you're worried about someone else

If you're watching a friend, partner, or family member struggle with gambling, the dynamic is different. You can't force them to get help, but you can have an honest conversation and offer support.

Approach without judgment

Shame drives problem gamblers to hide their behavior, not change it. The more you can approach the conversation with concern rather than criticism, the more likely you are to actually be heard. "I'm worried about you" lands very differently from "you have a problem."

Pick a calm time

Don't bring it up immediately after a bad losing session or in the middle of an argument about money. Wait for a calm moment when you can actually talk.

Be specific about what you've noticed

Vague accusations are easy to deflect. Specific observations are harder to dismiss. "I noticed you've been up at 2 AM checking your bets three nights this week" is more useful than "you're on your phone too much."

Know your own limits

You are not responsible for fixing someone else's gambling problem. You can express concern, offer to help them find resources, and set limits on what you're willing to enable. You cannot force someone to change. Gam-Anon is a support group specifically for family and friends of problem gamblers, modeled on Al-Anon. It's free and can be very helpful.

Resources

Here are the most useful national and international resources:

United States

  • National Problem Gambling Helpline: 1-800-522-4700 (call or text, 24/7, confidential, free)
  • National Council on Problem Gambling: ncpgambling.org
  • Gamblers Anonymous: gamblersanonymous.org
  • Gam-Anon (for family and friends): gam-anon.org
  • Substance Abuse and Mental Health Services Administration (SAMHSA): 1-800-662-4357

State-specific help

Most states with legal sports betting have their own helplines and treatment programs. A few examples:

  • New Jersey: 1-800-GAMBLER
  • Michigan: 1-800-270-7117
  • Pennsylvania: 1-800-GAMBLER
  • Illinois: 1-800-GAMBLER
  • Arizona: 1-800-NEXT-STEP

If your state isn't listed, the NCPG helpline can connect you with state-specific resources.

International

A final thought

Sports betting is supposed to be fun. If it's not fun anymore, or if it's starting to cause real problems in your life, that's worth acknowledging. There is no shame in stepping back. There is no shame in getting help. Gambling problems are treatable, and thousands of people recover every year.

Compare n' Bet exists to help people get better prices on the bets they're going to make anyway. We don't encourage anyone to bet more than they should. We don't want to be part of anyone's problem. If using this site is contributing to a problem for you, we'd rather you stop using it. Take a break. Take care of yourself first.